If you are a Pennsylvania business owner, protecting your business assets and providing for your employees by purchasing commercial insurance is essential. Many business owners prefer expert assistance to create the best insurance portfolio tailored to their company’s needs. If your company is located near Pittsburgh, PA, our team at The Daniel Carinici Agency LLC is here to address your questions and concerns. We’ve been serving businesses like yours since 2009.
BOP Policies vs. CPP Policies: What Are They?
When shopping for commercial insurance, you’ll encounter various terms. Two common terms are BOP Policies and CPP Policies. Both types of policies combine multiple components of your commercial insurance portfolio into one policy. These combined policies help streamline your insurance coverage and save money on premiums.
According to the Pennsylvania Insurance Information Portal, a BOP Policy (Business Owners’ Policy) combines business liability coverage with property damage protection. These two components are the foundation of most commercial insurance portfolios. A CPP Policy (Commercial Package Policy) goes a step further by combining liability and property coverage with additional optional insurance lines to provide even greater savings. Common add-ons include business interruption insurance, equipment breakdown coverage, cybersecurity insurance, and commercial auto insurance.
Call Us Today for Your Appointment
Every business is unique, which means every company requires a personalized insurance portfolio. Our team at The Daniel Carinici Agency LLC takes the time to listen to your needs and helps you discover the commercial insurance solutions that work best for your business. Companies in the Pittsburgh, PA, area trust us for our consistently excellent client support. Call us today to schedule an appointment, and let’s discuss your insurance needs.
