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Daniel Carinci Agency LLC

104 Rodgers Dr.
Lower Burrell, PA 15068

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Second Location:

318 Pittsburgh St. Suite A
Scottdale, PA 15683

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Umbrella Insurance

Umbrella Insurance In Pennsylvania

Do you want insurance protection beyond what your homeowner's or auto insurance policies provide? Contact the Daniel Carinci Agency LLC in Pittsburgh, PA for all your insurance needs.

What exactly is umbrella insurance? It is a type of personal liability insurance protection that is valuable when you find yourself liable for a claim larger than your policies will cover. If you have watercraft liability insurance, umbrella insurance will cover where your liability insurance stops, if necessary.

Umbrella insurance will also cover specific claims those policies may not, such as false imprisonment, slander, and libel. If you own rental property, umbrella insurance will protect you from liability involving accidents and mishaps that go beyond your coverage limits.

If you are unsure how an umbrella policy could benefit you, please look at the following examples of how this policy could help.

  • You are the cause of a ten-car accident. Your auto insurance property damage coverage will not be enough to replace all ten accident victims' vehicles. Also, your personal liability coverage is not enough to pay their medical bills.
  • Your dog attacks a neighbor who was going for a walk. The neighbor sues you to cover medical bills, lost wages, pain, and suffering.
  • You send food to your child's school for a class function. Some students become ill with food poisoning and decide to sue.
  • Your teenage son or daughter has a party while you are out of town. A guest brings alcohol to the party. One of the guests is arrested for driving under the influence on his way home. You are then sued.
  • One of your children gets into a fight at school and punches another student, breaking their nose. The parents of that student sue you.

Of course, none of us can predict when a situation like this can occur. But it is better to be protected. Having that protection is much less expensive than a potential lawsuit.

Call the Daniel Carinci Agency LLC in Pennsylvania for all your insurance needs and peace of mind. You will be glad you did. Contact our Pittsburgh, PA office today.


States Served:

  • Pennsylvania
  • Georgia
  • Ohio
  • Colorado
  • Texas
  • Arizona
  • California
  • Florida
  • South Carolina
  • Maryland

Our Insurance Services

When it comes to insurance, we strive to provide the best. We can help you get the following coverages:

Partner Carriers

  • Aegis Security Insurance Co.
  • AIC
  • American Modern
  • Aon Edge
  • Berkshire Hathaway Guard Ins.
  • Bristol West
  • BTIS
  • Foremost Ins.
  • Frederick Mutual
  • Grange Ins.
  • Hagerty Ins.
  • Hanover Ins.
  • Liberty Mutual
  • Miller's Mutual
  • National General
  • Nationwide Ins.
  • Plymouth Rock
  • Progressive
  • Safeco
  • Selective
  • State Auto
  • Travelers