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Featured Daniel Carinci Agency, LLC Blog

Commercial Insurance: What Liabilities Does Your Business Need to Worry About?

Commercial insurance is an insurance policy that you get to protect your business from any kind of risk that could cost you just because you are open for business. There are a number of liabilities that you need to worry about.

At the Daniel Carinici Agency LLC, we want you to stop worrying about these liabilities. The right commercial insurance product will put your mind at ease, and protect you from every possible liability.

Commercial Liability Insurance

Commercial liability insurance is the most standard commercial insurance policy. It will protect against a number of liabilities that your business could face. If something happens at your place of business, and you are found to be liable, you could make a claim on your commercial liability insurance.

Personal Injury

Personal injuries such as slips and falls happen at American businesses annually and send millions to the emergency rooms every year. Your commercial insurance can protect you against these liabilities if a customer suffers an injury at your business. If you have vendors or contractors working in your place of business that suffer an injury, you can also file a claim to cover those costs in the event that you are sued.

Property Damage

When property is damaged under your business watch, that could be your liability to cover. This could include anything. You might cause damage when you are fixing someone’s home or hit a car when you are delivering something. Property damage insurance on your policy will help you to cover those liabilities.

Reputational Injury

If you experience defamation or slander or are accused of this, you can use your commercial insurance to cover these problems. Some commercial insurance policies will cover this problem. Many businesses will also use commercial umbrella insurance to avoid financial losses if this should happen.

Get a Quote

At Daniel Carinici Agency LLC we know that being liable for something is an awful experience. Accidents happen. They can be costly. Call us for a quote and make sure that your commercial insurance policy is up to date.

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