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Featured Daniel Carinci Agency, LLC Blog

Life Insurance FAQs

Life insurance is a gift you provide to those you love to help them survive the loss of your income and support. At Daniel Carinici Agency LLC in Pittsburgh, PA, we help our customers to make the right choices when it comes to the type and amount of life insurance to provide their dependents with the necessary amount of security. 

Life Insurance FAQs

Should I buy whole life or term insurance?

Both types of life insurance offer death benefits. In addition, whole life insurance lasts forever and earns dividends. It can be borrowed from as it has a cash value. Term insurance lasts for the term of the policy, and then it is gone. Both can have a place in your financial plans. 

Do I need more than the life insurance I get from work?

You have little or no control over the life insurance you receive as a benefit. Life insurance is too important to be left to someone else to take charge of. What if you change employers or your company goes belly up? You could be left without life insurance. 

Can my life insurance be canceled?

The most common reason for life insurance cancelation is non-payment of the premium. If you are having financial difficulties, contact your insurance carrier, they may be able to work with you to save your policy.

How much life insurance do I need?

You need enough life insurance to make sure those who depend on you will have the money they need to continue to live the lifestyle that they have become accustomed to. Your income needs to be factored in as well as the number of years it will be required. 

We Can Help!

When you need information about life insurance, you can count on the Daniel Carinici Agency LLC in Pittsburgh, PA to provide what you need. 

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