Commercial insurance is essential for business owners, regardless of the size of your business. However, the types of insurance you’ll need depend on your business. At Daniel Carinici Agency LLC in Pittsburgh, PA, we offer commercial insurance.
Types of Commercial Insurance
General Liability Insurance
General liability insurance will provide protection from most types of liability claims. If someone is injured or their property is damaged while on your premises, this policy will cover the expenses.
This policy also covers some other concerns, including false advertising and slander.
Commercial Property Insurance
Commercial property insurance covers any property that you own or lease as a part of your business. This includes stores, manufacturing centers, and office buildings.
Property insurance covers the structure itself and your possessions and equipment. If your building or property is damaged, this coverage will pay for repair or replacement.
Worker’s Compensation
Worker’s compensation insurance covers your employees. If you have one or more employees, PA law requires you to have this policy.
If an employee is injured on the job, worker’s compensation will cover lost wages and medical expenses.
Professional Liability Insurance
You should consider professional liability insurance if you offer a service as part of your business. If a customer is harmed by the service you provide, this policy provides financial protection.
For example, if you make an accounting error that costs your client money, professional liability coverage will cover the costs.
Business Interruption Insurance
Business interruption insurance is a great idea if you have a small or medium-sized business. If you are unable to conduct business due to property damage, this policy will cover your lost income until your business can become active again.
Reach Out To Us
If you need commercial insurance in Pittsburgh, PA, contact us at Daniel Carinici Agency LLC. Our knowledgeable agents will help you determine which policies your business needs.
