Renters Insurance in Pennsylvania

Don’t be one of the many renters that opt to not purchase renter’s insurance because they think their landlord’s property insurance will cover their personal belongings!  Unfortunately, only the landlord’s belongings and their property will be covered should an accident or mishap happen.  Pennsylvania state law doesn't require you to have renters insurance but your landlord might.  

What's Covered?

Rental insurance covers your personal belongings.  Everything outside of real estate and your car can be considered personal belongings.  If your rental becomes inhospitable due to a covered incident then your renter's insurance will include an additional living expenses coverage that pays for the cost to stay at a hotel or Airbnb while the damage is being fixed.  Additional benefits of renter’s insurance include medical expenses covered for injured guests and visitors, animal attacks if your dog injures another pet or person, and legal costs if you are sued for an incident that happens in the rental.

Talk to Us

If you live near Pittsburgh, PA or any of the states listed below and in need of a renter's policy we invite you to give us a call.  Whether you're requesting a quote to compare or have general insurance questions we are here to help.