Project bikes are a fun way to create your own customized motorcycle. By piecing together spare parts from different bikes, you can build a unique motorcycle that reflects your personality. However, it’s important to understand whether you need insurance in Pittsburgh for these bikes.
Is It Being Ridden?
Whether you’re required to obtain insurance depends on whether you plan to ride the bike on public roads. Pennsylvania law mandates that motorcycles ridden on public roads must have minimum liability coverage.
This means you don’t need insurance for project bikes that are still sitting in your garage or for the spare bikes you’re using for parts. However, you must have insurance before test-driving the bike on a public road. You are liable for any incidents that occur during a test drive and could face legal consequences if caught driving without insurance. Contact an agent at Daniel Carinici Agency LLC before taking your bike for a drive.
Consider Protection
Many motorcycle owners choose to obtain insurance to protect their investment. While you may not need to worry about accidents if your bike remains parked, there are other risks to consider. Garages are often targeted for theft, and motorcycles are easier to steal than cars. Additionally, natural disasters like tornadoes can cause significant damage to your bike.
At Daniel Carinici Agency LLC, our agents will work with you to develop a policy that provides the protection you need. Our experienced team will take the time to understand your situation and offer expert advice. Contact us today to learn more. We proudly serve the Pittsburgh, PA area.
