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Featured Daniel Carinci Agency, LLC Blog

Life Insurance: How Much Do You Need?

Considering Funeral Costs

Funerals can range from as little as $1,000 to several thousand dollars in Pittsburgh, PA. Many people use life insurance to ensure their loved ones don’t have to worry about funeral costs while they grieve. Consider planning your funeral and ensuring there’s enough life insurance to cover the cost.

Accounting for Dependents

Those with dependents usually opt for higher coverage amounts to ensure their dependents, such as their children, are taken care of if they pass away. Consider future expenses, such as clothing, remodeling your bedroom, and education.

Using Life Insurance to Grow Wealth

Many people use death benefits to help grow family wealth. Some people opt for the most coverage they can get because life insurance is guaranteed to pay out someday. This can result in your family having a solid financial footing to benefit many generations. Consider speaking with an experienced agent at Daniel Carinici Agency LLC to determine if this is an option for you.

Addressing Debts

Take a tally of all your debts and consider the potential for future medical expenses. Ensure you have ample life insurance to cover debt so it doesn’t come out of the rest of your estate. Your loved ones won’t have to figure out medical bills, either. Instead, they’ll have the time and space they need to grieve.

We understand this can be a sensitive subject. Compassionate and caring customer service representatives at Daniel Carinici Agency LLC can help you determine the right amount of coverage. Contact us today to discuss your options. We’re currently serving the Pittsburgh, PA area.

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Testimonials

Daniel Carinci Agency, LLC
4.8 out of 5 stars
64 reviews
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RG Electric LLC
RG Electric LLC
4 months ago

Amazing service and will highly recommend.

Mike Rafaloski
Mike Rafaloski
a year ago

These guys are amazing. Dan and Jamie have been great to work with while finding me home/auto insurance. I had no clue that my home was under insured on my previous policy. My new policy coverage is almost triple covered at a less premium. I'm happy I decided to give them a chance. They went above and beyond.

Caseybowser1
Caseybowser1
a year ago

Very fast and helpful when no one else was. Highly Recommended.

Megan layhew
Megan layhew
a year ago

This agency has been more than an insurance company but more as MY family! They have been there for years for everything along the way from new cars to homes to life insurance. This group means the most to me and my family and I would recommend them to anyone in the market or who isn’t a part of this nationwide group!

Partner Carriers

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  • Allstate
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  • Berkshire Hathaway Guard Ins.
  • Bristol West
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  • Donegal
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