{"id":34,"date":"2022-06-22T04:00:00","date_gmt":"2022-06-22T10:00:00","guid":{"rendered":"https:\/\/www.dca-llc.com\/blog\/?p=34"},"modified":"2022-06-22T13:14:46","modified_gmt":"2022-06-22T19:14:46","slug":"when-should-i-purchase-flood-insurance","status":"publish","type":"post","link":"https:\/\/www.dca-llc.com\/blog\/when-should-i-purchase-flood-insurance\/","title":{"rendered":"When Should I Purchase Flood Insurance?"},"content":{"rendered":"<p><span style=\"color:#000000\">Flood insurance is a good idea for homes, businesses, rental properties, and cars. Coverage begins when the first inch of water or the first sign of flood risk hits your property.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">Flood is a major risk for businesses. A flood can shut down a company and cause substantial losses. A business can be out of work and with no income, or it can lose money, equipment, and inventory. Consult the Pittsburgh, PA agency, Daniel Carinici Agency LLC for advice.&nbsp;<\/span><\/p>\n<h2><span style=\"color:#000000\">Flood Insurance: What You Need To Know<\/span><\/h2>\n<p><span style=\"color:#000000\">Flood insurance should be purchased as soon as possible after a flood occurs. The sooner the insurance is purchased, the more likely it is to cover the loss. When purchasing flood insurance, be sure to shop for the best rates and coverage.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">If you are buying a policy through an agent, be sure to have them run a credit check to ensure you have the ability to make the payments. Flood insurance is recommended for properties located in areas prone to flooding.&nbsp;&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">Additionally, it&rsquo;s important to purchase coverage when you purchase a new home or build a new structure, as it&rsquo;s often difficult to get coverage on a new structure. Most homeowners don&rsquo;t think about purchasing flood insurance when they buy a new home, but it&rsquo;s important to protect your investment.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">Flood events are unpredictable, and one cannot always predict if and when they will occur. Therefore, it is recommended to purchase flood insurance whenever you are in a flood-vulnerable area, such as near a river or lake. When purchasing, compare different policies. A reputable company will give you the most reliable coverage.&nbsp;<\/span><\/p>\n<h3><span style=\"color:#000000\">Contact Us Today<\/span><\/h3>\n<p><span style=\"color:#000000\">It&#8217;s important to purchase flood insurance before a flood occurs, as there&#8217;s a waiting period before coverage kicks in. You should also ensure that your policy covers the value of your home, so check the coverage limits for your home.&nbsp;<\/span><\/p>\n<p><span style=\"color:#000000\">You can also buy a short-term policy that provides a bit of protection if a severe storm hits your area soon after purchasing the longer-term policy. Daniel Carinici Agency LLC is here to provide you with expert assistance in Pittsburgh, PA.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Flood insurance is a good idea for homes, businesses, rental properties, and cars. Coverage begins when the first inch of water or the first sign of flood risk hits your property.&nbsp; Flood is a major risk for businesses. A flood can shut down a company and cause substantial losses. A business can be out of [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6],"tags":[10,9],"class_list":["post-34","post","type-post","status-publish","format-standard","hentry","category-flood-insurance","tag-daniel-carinici-agency-llc","tag-pittsburgh-pa"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/posts\/34","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/comments?post=34"}],"version-history":[{"count":1,"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions"}],"predecessor-version":[{"id":35,"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/posts\/34\/revisions\/35"}],"wp:attachment":[{"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/media?parent=34"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/categories?post=34"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.dca-llc.com\/blog\/wp-json\/wp\/v2\/tags?post=34"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}